The duration varies depending on the type of negative information:
Late Payments: Typically remain for 7 years from the date of the missed payment.
Bankruptcies: Chapter 7 bankruptcies can stay for up to 10 years, while Chapter 13 usually stays for 7 years.
Foreclosures: Can remain on your report for 7 years.
Collections: Stay for 7 years from the date the original debt went delinquent.
Hard Inquiries: Remain for 2 years but only impact your score for 12 months.
Remember, as time passes, the negative impact of these items on your credit score diminishes.